• Thrive understands that many refugees may not have an established credit history. We use an evaluation process that considers your current income flow, business plan, personal repayment history, and potential for success to assess your eligibility.

  • Thrive supports a wide range of small businesses, from retail to service-based enterprises. Our primary focus is on businesses that can create jobs and contribute to community development.

  • The approval process at Thrive typically takes a few weeks, depending on the completeness of your application and supporting documents. We aim to expedite the process to get you the support you need as quickly as possible.

  • Thrive offers comprehensive entrepreneurial support, including one-on-one mentorship, business planning assistance, and access to resources that can help you grow your business successfully.  We provide support prior to your loan application and after your loan closing.  We want you to be successful in your new business!

  • Thrive is transparent about all costs and fees. We do not have any hidden fees, and any associated costs will be clearly communicated during the application process and at closing.

  • Thrive is committed to providing equal opportunities by focusing on the potential and dedication of refugee entrepreneurs rather than their financial background. We make sure our processes are fair and inclusive, and we especially encourage women to apply!

Capital Access for a Thriving Future

Thrive Community Lending (Thrive) is an initiative of Inspiritus and an emerging Community Development Financial Institution (CDFI). Thrive is motivated by the basic belief that every individual, no matter where they are from, deserves an opportunity to thrive. Thrive exists to provide capital to refugees to start small businesses and empower them to achieve economic self-sufficiency by providing assistance with development or expansion of their own businesses.


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